Can You Buy a House Without a Mortgage?
Yes, you can buy a house without a mortgage if you have enough funds or access to alternative financing. Many buyers purchase homes with cash, eliminating monthly loan repayments and interest costs. Others use SACCO financing, employer housing schemes, or structured payment plans offered by property developers. You can also save gradually for a larger deposit, reducing the amount you need to borrow. Buying without a mortgage can simplify the process and lower overall costs, but it requires careful financial planning. Compare all available financing options to choose the solution that best fits your budget and long-term homeownership goals.
